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Finding your investment comfort zone: Understanding your risk profile
13 August
Investing is often discussed in terms of returns, markets, interest rates and opportunities. But one of the most important questions comes well before choosing an investment:How much risk are you genuinely comfortable taking?Understanding your...[Read More]
10 things I would tell my younger self about retirement
13 August
When you are young, retirement can feel like a distant destination—something to think about after the mortgage is paid, the children have grown and your working life begins to slow down. Yet, looking back from the age of 70, 80 or beyond, it...[Read More]
Saver or Investor? Understanding when your money needs to work harder
13 August
Most of us begin our financial lives as savers.Our first money goals are usually simple: put something aside for a holiday, build a deposit for a car, create an emergency buffer or save towards a home. Saving provides something enormously valuable...[Read More]
Tax: The good, the bad and the ugly for small business owners
13 August
Tax is one of those unavoidable parts of running a business. When things are going well, paying tax can actually be a sign that your business is profitable. But without planning, tax can also create cash-flow pressure, unexpected bills and, in the...[Read More]
From business owner to entrepreneur: The habits that drive long-term success
13 August
Running a small business requires determination, resilience and a willingness to make decisions every day. But there is an important difference between owning a business and building an entrepreneurial enterprise.A good business owner can create a...[Read More]
Powers of attorney and advance care directives – Who will make decisions if you can’t?
13 August
Most of us spend our lives making our own decisions. We manage our finances, property, health, family matters and everyday affairs without giving much thought to what might happen if one day we were unable to do so.An accident, serious illness,...[Read More]
Chasing better weather: 7 tips for escaping the cold — or simply changing the climate
13 August
For many Australians, winter brings the familiar urge to escape. The mornings are darker, the heater seems permanently switched on and suddenly somewhere with sunshine, blue skies and an outdoor table looks very appealing.But “escaping the cold”...[Read More]
Renovating for value — or renovating for you?
13 August
Renovating a home can be exciting. A new kitchen, an outdoor entertaining area, an extra bedroom or a beautifully landscaped garden can completely change how a property looks and feels.But before choosing tiles, appliances or paint colours, there is...[Read More]
Regular exercise can improve your mental well-being
13 August
Health and fitness go beyond physical well-being; they also play a significant role in maintaining mental and emotional health.Among the various wellness strategies, regular exercise has been proven to have a profound impact on mental...[Read More]
10 strategies for deepening your bond with teenage and young adult children
13 August
Fostering meaningful relationships with teenage and young adult children before they embark on their independent lives is crucial for parents. This phase of life is marked by rapid developmental changes, making it a critical time for parents to...[Read More]
Direct shares or managed funds: What is the difference?
6 August
Investing can take many forms, but two of the most common approaches are buying shares directly or investing through a managed fund. Both can provide exposure to investment markets, yet they differ in how they are owned, selected and...[Read More]
Seven things I would tell my younger self about superannuation and investing
6 August
At 60, retirement no longer feels like a distant event. It is close enough to imagine the lifestyle I want, the experiences I hope to enjoy and the financial decisions that will shape the years ahead. Looking back to when I first started work,...[Read More]
Travelling after 70: Keeping adventure in retirement
6 August
Reaching your seventies does not mean your travelling days are over. Yet many retirees begin to second-guess international travel because of health concerns, unfamiliar airports, long flights and the fear that something may go wrong away from...[Read More]
Tax planning for business owners: Five questions to ask your accountant
6 August
Tax planning is not simply about finding deductions at the end of the financial year. Effective planning helps business owners understand their position, prepare for upcoming obligations and make informed decisions about cash flow, investment and...[Read More]
Workplace reconciliation: How to avoid and resolve workplace conflict
6 August
Workplace conflict is an uncomfortable but often unavoidable part of working with other people. Different personalities, communication styles, pressures, expectations and responsibilities can all contribute to misunderstandings. While some...[Read More]